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Революция блокчейн. Как технология, стоящая за биткоин, меняет деньги, бизнес и мир
- Дон Тапскотт, Алекс Тапскотт. Ключевые идеи книги
- Narrated by: Дмитрий Евстратов
- Length: 40 mins
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Революция блокчейн. Как технология, стоящая за биткоин, меняет деньги, бизнес и мир
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Publisher's summary
Представьте: у вас есть товар, у меня деньги. Я хочу купить ваш товар по безналичному расчету. Банковская система - посредник, который находится между нами. Он выполняет важную функцию - ведет учет средств на наших счетах. А что, если мы сами будем вести подобный учет?
Каждый заведет себе по тетрадке и будет вписывать в нее все транзакции, только важно, чтобы одновременно. Допустим, я получил гонорар. Вы и я вписали, что мой баланс пополнился на такую-то сумму. Захотел я у вас снова что-то купить? Сделка состоится, если не противоречит предыдущим записям, а именно - если на моем счету есть средства для оплаты. Выходит, посредник нам не нужен.
Однако в реальной жизни магазин совершает огромное количество сделок, а человек, конечно, покупает в разных магазинах. Тогда нужен алгоритм, который позволит всем вести учет всех сделок. А такое возможно? Помнится, число активных пользователей Amazon в 2015 перевалило за 300 млн человек! Оказалось, что возможно. Алгоритм уже создан и успешно применяется. Знакомьтесь, это "цепочка блоков транзакций", по-английски blockchain, читается "блокчейн".
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